Gram Vikas shall strive to generate necessary resources from all possible sources to meet the requirement of MANTRA. Such sources would be a mix of the following:
Communities' Own Contribution
Depending on the specific context and abilities of communities to pay, their contributions towards meeting costs range from 15 to 50%. These contributions are raised from every member of the community in an equitable manner - the better off paying more and the poorer less.
Government Schemes and Programmes
Particularly in the livelihoods and infrastructure sectors, government finances are increasingly becoming available to communities through self-managed mechanisms. Possibility of organisations like Gram Vikas facilitating these resource flows have also increased in the past few years. While this trend is expected to continue, we are also awake to the fact that resource flows from government sources have their own peculiarities that need to be managed properly. This includes provisions for bridge financing in the form of revolving funds to meet delays between need for work execution and fund availability. Gram Vikas shall strive to ensure that all government funds go directly to communities' own accounts rather than be routed through itself.
Development funds available with members of legislative bodies - MPs and MLAs - are also a source of funds for Gram Vikas facilitated development programmes. Such funds are raised locally, mostly by communities with facilitation from local Gram Vikas staff and flows directly to community accounts.
Gram Vikas strive to access loan funds from private financial institutions, donor agencies and government. Gram Vikas' loan portfolio includes support for livelihoods and housing. In livelihood related interventions, village communities and self-help groups are supported to leverage their own funds, to raise loan funds from banks and financial institutions locally.
External Grant Finances
Normally, grant funds are to be used for capacity building of staff and communities, meeting programme implementation costs and overheads. However, as cited above, bridge financing to supplement funds from government sources needs to be raised through grants.
Grant funds are also needed for experiments and innovation to demonstrate plurality of approaches in development. Action research projects in technology adaptation and institutional development are key areas of focus.
Given the present trend of decreasing availability of grant funds to the development sector, we recognise the need for enhanced capacities in the area of resource mobilisation. Apart from being nimble footed to meet diverse requirements of different donors, project and village level abilities need to be built to tap into funds at their respective levels. These skills are not only in raising funds, but also in being accountable for them in the most effective and efficient manner.